Call reports 2012
SEAWAY COMMUNITY BANK — 2012
What SEAWAY COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,512,000 | 175,727,000 | 202,261,000 | 180,627,000 |
| Total loans | 131,660,000 | 130,878,000 | 135,206,000 | 141,121,000 |
| Allowance for loan losses | 6,688,000 | 6,730,000 | 6,393,000 | 6,193,000 |
| Securities available for sale | 15,193,000 | 33,895,000 | 33,029,000 | 30,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,044,000 | 143,917,000 | 169,875,000 | 144,743,000 |
| Interest-bearing deposits | 124,452,000 | 119,541,000 | 147,058,000 | 122,545,000 |
| Noninterest-bearing deposits | 21,592,000 | 24,376,000 | 22,817,000 | 22,198,000 |
| Equity capital | 16,475,000 | 16,909,000 | 17,601,000 | 17,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,000,000 | 6,032,000 | 8,116,000 |
| Interest expense | 356,000 | 703,000 | 1,056,000 | 1,399,000 |
| Net interest income | 1,640,000 | 3,297,000 | 4,976,000 | 6,717,000 |
| Noninterest income | 371,000 | 802,000 | 1,212,000 | 1,774,000 |
| Noninterest expense | 1,565,000 | 3,119,000 | 4,679,000 | 6,334,000 |
| Provision for loan losses | 250,000 | 378,000 | 378,000 | 622,000 |
| Pretax income | 277,000 | 683,000 | 1,212,000 | 1,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 683,000 | 1,212,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,963,000 | 16,369,000 | 16,898,000 | 17,303,000 |
| Total capital | 17,587,000 | 18,018,000 | 18,569,000 | 19,089,000 |
| Risk-weighted assets | 124,884,000 | 126,859,000 | 128,968,000 | 138,445,000 |