Call reports 2010
SEAWAY COMMUNITY BANK — 2010
What SEAWAY COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 161,788,000 | 165,268,000 | 169,109,000 | 168,634,000 |
| Total loans | 119,382,000 | 121,364,000 | 120,687,000 | 122,191,000 |
| Allowance for loan losses | 7,264,000 | 7,657,000 | 8,028,000 | 8,647,000 |
| Securities available for sale | 24,125,000 | 28,654,000 | 24,625,000 | 24,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,604,000 | 131,928,000 | 138,535,000 | 138,176,000 |
| Interest-bearing deposits | 114,406,000 | 114,056,000 | 121,088,000 | 121,274,000 |
| Noninterest-bearing deposits | 14,198,000 | 17,872,000 | 17,447,000 | 16,902,000 |
| Equity capital | 15,436,000 | 15,599,000 | 15,495,000 | 15,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,016,000 | 4,031,000 | 6,141,000 | 8,080,000 |
| Interest expense | 631,000 | 1,258,000 | 1,864,000 | 2,402,000 |
| Net interest income | 1,385,000 | 2,773,000 | 4,277,000 | 5,678,000 |
| Noninterest income | 332,000 | 593,000 | 937,000 | 1,354,000 |
| Noninterest expense | 1,354,000 | 2,933,000 | 4,291,000 | 5,815,000 |
| Provision for loan losses | 1,330,000 | 2,470,000 | 3,410,000 | 4,519,000 |
| Pretax income | -940,000 | -2,010,000 | -2,460,000 | -3,275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -940,000 | -2,010,000 | -2,460,000 | -3,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,362,000 | 15,293,000 | 15,142,000 | 15,325,000 |
| Total capital | 16,917,000 | 16,868,000 | 16,705,000 | 16,909,000 |
| Risk-weighted assets | 118,724,000 | 119,910,000 | 118,548,000 | 119,697,000 |