Call reports 2009
SEAWAY COMMUNITY BANK — 2009
What SEAWAY COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 159,214,000 | 154,812,000 | 154,096,000 | 156,075,000 |
| Total loans | 134,062,000 | 130,448,000 | 128,895,000 | 124,034,000 |
| Allowance for loan losses | 4,863,000 | 5,228,000 | 5,919,000 | 6,692,000 |
| Securities available for sale | 9,372,000 | 9,270,000 | 7,595,000 | 13,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,275,000 | 121,754,000 | 122,036,000 | 123,855,000 |
| Interest-bearing deposits | 113,125,000 | 107,717,000 | 110,014,000 | 110,260,000 |
| Noninterest-bearing deposits | 13,150,000 | 14,036,000 | 12,022,000 | 13,595,000 |
| Equity capital | 14,855,000 | 14,877,000 | 14,169,000 | 14,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,376,000 | 6,509,000 | 8,605,000 |
| Interest expense | 866,000 | 1,642,000 | 2,378,000 | 3,063,000 |
| Net interest income | 1,357,000 | 2,734,000 | 4,131,000 | 5,542,000 |
| Noninterest income | 379,000 | 831,000 | 1,116,000 | 1,486,000 |
| Noninterest expense | 1,336,000 | 2,705,000 | 3,903,000 | 5,171,000 |
| Provision for loan losses | 898,000 | 1,378,000 | 2,608,000 | 4,861,000 |
| Pretax income | -498,000 | -515,000 | -1,261,000 | -3,001,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -498,000 | -515,000 | -1,261,000 | -3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,806,000 | 14,788,000 | 14,043,000 | 14,302,000 |
| Total capital | 16,523,000 | 16,442,000 | 15,679,000 | 15,905,000 |
| Risk-weighted assets | 134,253,000 | 128,774,000 | 126,616,000 | 123,140,000 |