Call reports 2003
SEAWAY COMMUNITY BANK — 2003
What SEAWAY COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,968,000 | 70,809,000 | 75,484,000 | 76,143,000 |
| Total loans | 43,627,000 | 53,020,000 | 57,949,000 | 61,196,000 |
| Allowance for loan losses | 605,000 | 723,000 | 779,000 | 844,000 |
| Securities available for sale | 8,395,000 | 8,658,000 | 8,096,000 | 7,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,984,000 | 64,390,000 | 62,768,000 | 69,207,000 |
| Interest-bearing deposits | 53,349,000 | 56,944,000 | 55,263,000 | 62,179,000 |
| Noninterest-bearing deposits | 5,635,000 | 7,446,000 | 7,505,000 | 7,028,000 |
| Equity capital | 5,545,000 | 5,918,000 | 6,089,000 | 6,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,776,000 | 2,804,000 | 3,902,000 |
| Interest expense | 337,000 | 669,000 | 998,000 | 1,341,000 |
| Net interest income | 464,000 | 1,107,000 | 1,806,000 | 2,561,000 |
| Noninterest income | 353,000 | 820,000 | 1,272,000 | 1,462,000 |
| Noninterest expense | 791,000 | 1,685,000 | 2,562,000 | 3,342,000 |
| Provision for loan losses | 5,000 | 146,000 | 222,000 | 287,000 |
| Pretax income | 21,000 | 96,000 | 294,000 | 394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 96,000 | 294,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,513,000 | 5,839,000 | 6,036,000 | 6,386,000 |
| Total capital | 6,118,000 | 6,562,000 | 6,815,000 | 7,207,000 |
| Risk-weighted assets | 50,153,000 | 58,905,000 | 63,106,000 | 65,649,000 |
Machine access — free, no API key
Every figure shown here about SEAWAY COMMUNITY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.