Call reports 2016
MAINLAND BANK — 2016
What MAINLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,931,000 | 125,781,000 | 137,270,000 | 130,435,000 |
| Total loans | 95,354,000 | 97,383,000 | 97,486,000 | 97,051,000 |
| Allowance for loan losses | 1,104,000 | 1,079,000 | 1,150,000 | 1,156,000 |
| Securities available for sale | 21,174,000 | 15,557,000 | 16,669,000 | 24,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,689,000 | 107,685,000 | 118,796,000 | 112,852,000 |
| Interest-bearing deposits | 59,807,000 | 58,082,000 | 62,276,000 | 59,421,000 |
| Noninterest-bearing deposits | 46,882,000 | 49,603,000 | 56,520,000 | 53,431,000 |
| Equity capital | 13,270,000 | 13,358,000 | 13,388,000 | 12,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,418,000 | 2,837,000 | 4,266,000 | 5,711,000 |
| Interest expense | 70,000 | 137,000 | 205,000 | 274,000 |
| Net interest income | 1,348,000 | 2,700,000 | 4,061,000 | 5,437,000 |
| Noninterest income | 1,387,000 | 1,479,000 | 1,575,000 | 1,658,000 |
| Noninterest expense | 1,017,000 | 2,004,000 | 2,964,000 | 3,933,000 |
| Provision for loan losses | 90,000 | 230,000 | 380,000 | 430,000 |
| Pretax income | 1,671,000 | 2,016,000 | 2,401,000 | 2,841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,671,000 | 2,016,000 | 2,401,000 | 2,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,383,000 | 13,358,000 | 13,388,000 | 13,447,000 |
| Total capital | 14,487,000 | 14,437,000 | 14,538,000 | 14,603,000 |
| Risk-weighted assets | 112,168,000 | 113,842,000 | 113,317,000 | 116,029,000 |