Call reports 2014
MAINLAND BANK — 2014
What MAINLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,002,000 | 124,338,000 | 120,028,000 | 127,090,000 |
| Total loans | 81,362,000 | 84,744,000 | 87,165,000 | 89,534,000 |
| Allowance for loan losses | 990,000 | 1,051,000 | 1,027,000 | 1,014,000 |
| Securities available for sale | 26,386,000 | 21,892,000 | 23,914,000 | 22,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,673,000 | 107,601,000 | 103,957,000 | 110,528,000 |
| Interest-bearing deposits | 56,833,000 | 54,622,000 | 55,600,000 | 57,097,000 |
| Noninterest-bearing deposits | 52,840,000 | 52,979,000 | 48,357,000 | 53,431,000 |
| Equity capital | 11,631,000 | 12,107,000 | 12,219,000 | 12,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,826,000 | 4,251,000 | 5,715,000 |
| Interest expense | 78,000 | 154,000 | 229,000 | 300,000 |
| Net interest income | 1,324,000 | 2,672,000 | 4,022,000 | 5,415,000 |
| Noninterest income | 56,000 | 147,000 | 238,000 | 329,000 |
| Noninterest expense | 857,000 | 1,766,000 | 2,680,000 | 3,636,000 |
| Provision for loan losses | 170,000 | 310,000 | 310,000 | 310,000 |
| Pretax income | 370,000 | 817,000 | 1,381,000 | 1,991,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 817,000 | 1,381,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,257,000 | 12,331,000 | 12,450,000 | 12,497,000 |
| Total capital | 13,247,000 | 13,382,000 | 13,477,000 | 13,511,000 |
| Risk-weighted assets | 90,318,000 | 92,921,000 | 91,826,000 | 96,564,000 |