Call reports 2013
MAINLAND BANK — 2013
What MAINLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,829,000 | 111,064,000 | 117,032,000 | 120,800,000 |
| Total loans | 72,565,000 | 71,130,000 | 74,936,000 | 78,984,000 |
| Allowance for loan losses | 929,000 | 1,002,000 | 976,000 | 886,000 |
| Securities available for sale | 11,187,000 | 17,244,000 | 18,521,000 | 26,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,859,000 | 99,253,000 | 104,855,000 | 105,658,000 |
| Interest-bearing deposits | 57,734,000 | 57,104,000 | 60,169,000 | 58,147,000 |
| Noninterest-bearing deposits | 39,125,000 | 42,149,000 | 44,686,000 | 47,511,000 |
| Equity capital | 8,223,000 | 11,071,000 | 10,955,000 | 10,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,570,000 | 3,817,000 | 5,148,000 |
| Interest expense | 74,000 | 149,000 | 228,000 | 306,000 |
| Net interest income | 1,245,000 | 2,421,000 | 3,589,000 | 4,842,000 |
| Noninterest income | 184,000 | -258,000 | -152,000 | -61,000 |
| Noninterest expense | 805,000 | 1,540,000 | 2,268,000 | 3,140,000 |
| Provision for loan losses | 70,000 | 145,000 | 660,000 | 750,000 |
| Pretax income | 554,000 | 478,000 | 509,000 | 898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 554,000 | 478,000 | 509,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,882,000 | 11,466,000 | 11,497,000 | 11,887,000 |
| Total capital | 8,811,000 | 12,420,000 | 12,473,000 | 12,773,000 |
| Risk-weighted assets | 75,832,000 | 76,260,000 | 81,361,000 | 87,830,000 |