Call reports 2026
CENTRAL BANK & TRUST COMPANY — 2026
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,992,204,000 | 4,011,565,000 |
| Total loans | 2,941,291,000 | 3,013,741,000 |
| Allowance for loan losses | 28,939,000 | 29,292,000 |
| Securities available for sale | 457,588,000 | 485,754,000 |
| Securities held to maturity | 3,427,000 | 3,215,000 |
| Trading assets | 0 | 0 |
| Total deposits | 3,114,713,000 | 3,119,859,000 |
| Interest-bearing deposits | 2,007,951,000 | 1,982,625,000 |
| Noninterest-bearing deposits | 1,106,762,000 | 1,137,234,000 |
| Equity capital | 490,379,000 | 502,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 50,106,000 | 102,398,000 |
| Interest expense | 13,011,000 | 26,011,000 |
| Net interest income | 37,095,000 | 76,387,000 |
| Noninterest income | 12,120,000 | 23,921,000 |
| Noninterest expense | 34,701,000 | 69,884,000 |
| Provision for loan losses | -261,000 | -707,000 |
| Pretax income | 15,059,000 | 31,617,000 |
| Income tax | 2,870,000 | 6,407,000 |
| Net income | 12,189,000 | 25,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 484,526,000 | 496,847,000 |
| Total capital | 516,184,000 | 528,656,000 |
| Risk-weighted assets | 3,224,800,000 | 3,286,887,000 |