Call reports 2024
CENTRAL BANK & TRUST COMPANY — 2024
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,479,689,000 | 3,565,058,000 | 3,583,805,000 | 3,643,067,000 |
| Total loans | 2,752,703,000 | 2,848,588,000 | 2,839,817,000 | 2,862,615,000 |
| Allowance for loan losses | 30,613,000 | 32,162,000 | 31,623,000 | 29,857,000 |
| Securities available for sale | 507,659,000 | 510,986,000 | 492,160,000 | 460,431,000 |
| Securities held to maturity | 5,389,000 | 5,034,000 | 4,792,000 | 4,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,751,861,000 | 2,753,545,000 | 2,787,778,000 | 2,855,943,000 |
| Interest-bearing deposits | 1,694,144,000 | 1,700,634,000 | 1,726,842,000 | 1,778,775,000 |
| Noninterest-bearing deposits | 1,057,717,000 | 1,052,911,000 | 1,060,936,000 | 1,077,168,000 |
| Equity capital | 399,960,000 | 410,117,000 | 424,965,000 | 433,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 42,176,000 | 86,116,000 | 132,378,000 | 179,314,000 |
| Interest expense | 10,882,000 | 22,833,000 | 36,070,000 | 49,180,000 |
| Net interest income | 31,294,000 | 63,283,000 | 96,308,000 | 130,134,000 |
| Noninterest income | 11,577,000 | 22,945,000 | 34,435,000 | 45,938,000 |
| Noninterest expense | 32,034,000 | 62,830,000 | 95,481,000 | 129,943,000 |
| Provision for loan losses | 1,283,000 | 3,066,000 | 2,966,000 | 1,689,000 |
| Pretax income | 9,662,000 | 20,445,000 | 32,381,000 | 44,890,000 |
| Income tax | 1,656,000 | 3,600,000 | 5,797,000 | 8,165,000 |
| Net income | 8,006,000 | 16,845,000 | 26,584,000 | 36,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,233,000 | 416,372,000 | 425,411,000 | 434,850,000 |
| Total capital | 441,414,000 | 451,097,000 | 459,625,000 | 466,934,000 |
| Risk-weighted assets | 3,122,492,000 | 3,177,306,000 | 3,166,274,000 | 3,172,772,000 |