Call reports 2022
CENTRAL BANK & TRUST COMPANY — 2022
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,850,709,000 | 3,849,426,000 | 3,871,572,000 | 3,821,266,000 |
| Total loans | 2,078,123,000 | 2,114,886,000 | 2,228,002,000 | 2,355,119,000 |
| Allowance for loan losses | 23,544,000 | 23,907,000 | 25,141,000 | 26,266,000 |
| Securities available for sale | 1,010,856,000 | 1,043,362,000 | 1,252,320,000 | 941,759,000 |
| Securities held to maturity | 8,419,000 | 7,728,000 | 7,197,000 | 6,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,112,047,000 | 3,123,550,000 | 3,135,697,000 | 2,992,720,000 |
| Interest-bearing deposits | 1,806,010,000 | 1,812,267,000 | 1,787,879,000 | 1,699,672,000 |
| Noninterest-bearing deposits | 1,306,037,000 | 1,311,283,000 | 1,347,818,000 | 1,293,048,000 |
| Equity capital | 354,651,000 | 348,525,000 | 345,275,000 | 354,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,290,000 | 48,739,000 | 79,061,000 | 112,912,000 |
| Interest expense | 1,054,000 | 2,519,000 | 4,750,000 | 8,242,000 |
| Net interest income | 22,236,000 | 46,220,000 | 74,311,000 | 104,670,000 |
| Noninterest income | 10,831,000 | 21,261,000 | 32,214,000 | 42,621,000 |
| Noninterest expense | 28,120,000 | 56,953,000 | 86,443,000 | 117,056,000 |
| Provision for loan losses | 1,300,000 | 1,475,000 | 3,315,000 | 5,290,000 |
| Pretax income | 3,647,000 | 9,053,000 | 16,767,000 | 24,945,000 |
| Income tax | 295,000 | 915,000 | 2,162,000 | 3,521,000 |
| Net income | 3,352,000 | 8,138,000 | 14,605,000 | 21,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 356,766,000 | 360,855,000 | 366,621,000 | 372,741,000 |
| Total capital | 380,310,000 | 384,762,000 | 391,762,000 | 399,007,000 |
| Risk-weighted assets | 2,365,141,000 | 2,466,577,000 | 2,628,161,000 | 2,808,475,000 |