Call reports 2021
CENTRAL BANK & TRUST COMPANY — 2021
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,455,295,000 | 3,474,642,000 | 3,669,339,000 | 3,890,954,000 |
| Total loans | 2,420,547,000 | 2,395,062,000 | 2,161,996,000 | 2,079,076,000 |
| Allowance for loan losses | 25,373,000 | 25,104,000 | 24,433,000 | 23,994,000 |
| Securities available for sale | 369,693,000 | 361,234,000 | 385,420,000 | 493,802,000 |
| Securities held to maturity | 12,599,000 | 10,908,000 | 9,981,000 | 9,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,851,917,000 | 2,863,013,000 | 3,017,063,000 | 3,236,993,000 |
| Interest-bearing deposits | 1,849,625,000 | 1,681,537,000 | 1,692,850,000 | 1,828,299,000 |
| Noninterest-bearing deposits | 1,002,292,000 | 1,181,476,000 | 1,324,213,000 | 1,408,694,000 |
| Equity capital | 346,505,000 | 353,900,000 | 362,027,000 | 364,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 27,049,000 | 53,910,000 | 81,787,000 | 106,562,000 |
| Interest expense | 1,017,000 | 1,974,000 | 2,917,000 | 3,860,000 |
| Net interest income | 26,032,000 | 51,936,000 | 78,870,000 | 102,702,000 |
| Noninterest income | 11,412,000 | 22,723,000 | 35,162,000 | 47,092,000 |
| Noninterest expense | 26,524,000 | 53,834,000 | 82,359,000 | 110,749,000 |
| Provision for loan losses | 495,000 | 727,000 | 727,000 | 1,017,000 |
| Pretax income | 10,425,000 | 20,098,000 | 30,946,000 | 38,028,000 |
| Income tax | 1,457,000 | 3,207,000 | 5,228,000 | 6,658,000 |
| Net income | 8,968,000 | 16,891,000 | 25,718,000 | 31,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,815,000 | 341,038,000 | 349,165,000 | 354,116,000 |
| Total capital | 359,188,000 | 366,142,000 | 373,598,000 | 378,110,000 |
| Risk-weighted assets | 2,174,085,000 | 2,269,339,000 | 2,195,317,000 | 2,192,780,000 |