Call reports 2020
CENTRAL BANK & TRUST COMPANY — 2020
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,733,532,000 | 3,146,079,000 | 3,120,295,000 | 3,269,024,000 |
| Total loans | 2,028,515,000 | 2,380,923,000 | 2,368,196,000 | 2,345,939,000 |
| Allowance for loan losses | 19,538,000 | 21,373,000 | 23,546,000 | 25,185,000 |
| Securities available for sale | 434,135,000 | 256,194,000 | 248,102,000 | 262,208,000 |
| Securities held to maturity | 17,940,000 | 16,385,000 | 15,243,000 | 13,692,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,172,480,000 | 2,541,371,000 | 2,532,368,000 | 2,678,757,000 |
| Interest-bearing deposits | 1,609,415,000 | 1,712,225,000 | 1,665,640,000 | 1,760,850,000 |
| Noninterest-bearing deposits | 563,065,000 | 829,146,000 | 866,728,000 | 917,907,000 |
| Equity capital | 323,482,000 | 329,002,000 | 333,821,000 | 339,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 27,292,000 | 54,313,000 | 81,300,000 | 108,517,000 |
| Interest expense | 3,013,000 | 4,339,000 | 5,497,000 | 6,569,000 |
| Net interest income | 24,279,000 | 49,974,000 | 75,803,000 | 101,948,000 |
| Noninterest income | 9,540,000 | 18,463,000 | 29,167,000 | 41,164,000 |
| Noninterest expense | 26,343,000 | 53,852,000 | 80,343,000 | 118,626,000 |
| Provision for loan losses | 765,000 | 3,327,000 | 5,667,000 | 7,812,000 |
| Pretax income | 6,711,000 | 11,258,000 | 18,960,000 | 16,674,000 |
| Income tax | 702,000 | 928,000 | 2,254,000 | 1,232,000 |
| Net income | 6,009,000 | 10,330,000 | 16,706,000 | 15,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 318,914,000 | 322,535,000 | 327,510,000 | 325,547,000 |
| Total capital | 338,452,000 | 343,908,000 | 351,056,000 | 350,732,000 |
| Risk-weighted assets | 2,223,498,000 | 2,123,326,000 | 2,103,027,000 | 2,167,239,000 |