Call reports 2019
CENTRAL BANK & TRUST COMPANY — 2019
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,605,823,000 | 2,676,109,000 | 2,701,186,000 | 2,762,148,000 |
| Total loans | 2,085,516,000 | 2,134,011,000 | 2,083,417,000 | 2,051,209,000 |
| Allowance for loan losses | 20,479,000 | 21,247,000 | 19,592,000 | 19,106,000 |
| Securities available for sale | 177,739,000 | 171,825,000 | 219,791,000 | 258,055,000 |
| Securities held to maturity | 68,803,000 | 67,632,000 | 30,081,000 | 19,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,079,164,000 | 2,145,385,000 | 2,158,138,000 | 2,219,052,000 |
| Interest-bearing deposits | 1,528,050,000 | 1,583,659,000 | 1,584,851,000 | 1,618,375,000 |
| Noninterest-bearing deposits | 551,114,000 | 561,726,000 | 573,287,000 | 600,677,000 |
| Equity capital | 301,313,000 | 307,609,000 | 314,925,000 | 319,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 28,784,000 | 58,337,000 | 88,237,000 | 116,904,000 |
| Interest expense | 3,779,000 | 7,902,000 | 11,943,000 | 15,483,000 |
| Net interest income | 25,005,000 | 50,435,000 | 76,294,000 | 101,421,000 |
| Noninterest income | 9,611,000 | 18,959,000 | 29,159,000 | 38,954,000 |
| Noninterest expense | 24,164,000 | 49,462,000 | 75,231,000 | 101,593,000 |
| Provision for loan losses | 691,000 | 2,061,000 | 2,672,000 | 2,672,000 |
| Pretax income | 9,761,000 | 17,871,000 | 27,550,000 | 36,110,000 |
| Income tax | 697,000 | 1,988,000 | 3,641,000 | 5,053,000 |
| Net income | 9,064,000 | 15,883,000 | 23,909,000 | 31,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,682,000 | 298,973,000 | 306,299,000 | 313,604,000 |
| Total capital | 313,161,000 | 320,220,000 | 325,891,000 | 332,710,000 |
| Risk-weighted assets | 2,260,453,000 | 2,293,510,000 | 2,229,658,000 | 2,182,736,000 |