Call reports 2018
CENTRAL BANK & TRUST COMPANY — 2018
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,488,944,000 | 2,511,602,000 | 2,544,804,000 | 2,599,709,000 |
| Total loans | 2,011,434,000 | 2,039,211,000 | 2,033,997,000 | 2,081,056,000 |
| Allowance for loan losses | 20,945,000 | 21,184,000 | 20,700,000 | 20,183,000 |
| Securities available for sale | 143,962,000 | 146,554,000 | 151,663,000 | 167,929,000 |
| Securities held to maturity | 76,151,000 | 73,977,000 | 71,641,000 | 70,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,048,315,000 | 2,055,715,000 | 2,072,059,000 | 2,110,148,000 |
| Interest-bearing deposits | 1,496,585,000 | 1,498,014,000 | 1,502,696,000 | 1,522,459,000 |
| Noninterest-bearing deposits | 551,730,000 | 557,701,000 | 569,363,000 | 587,689,000 |
| Equity capital | 273,979,000 | 280,110,000 | 286,649,000 | 292,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 24,741,000 | 50,920,000 | 77,792,000 | 105,927,000 |
| Interest expense | 1,909,000 | 4,457,000 | 7,409,000 | 10,939,000 |
| Net interest income | 22,832,000 | 46,463,000 | 70,383,000 | 94,988,000 |
| Noninterest income | 9,309,000 | 17,816,000 | 27,151,000 | 36,076,000 |
| Noninterest expense | 23,230,000 | 47,083,000 | 70,982,000 | 95,469,000 |
| Provision for loan losses | 715,000 | 1,047,000 | 1,752,000 | 2,120,000 |
| Pretax income | 8,196,000 | 16,149,000 | 24,800,000 | 33,475,000 |
| Income tax | 1,246,000 | 2,284,000 | 3,551,000 | 4,807,000 |
| Net income | 6,950,000 | 13,865,000 | 21,249,000 | 28,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,670,000 | 269,273,000 | 275,956,000 | 284,358,000 |
| Total capital | 284,615,000 | 290,457,000 | 296,656,000 | 304,541,000 |
| Risk-weighted assets | 2,173,069,000 | 2,209,550,000 | 2,214,276,000 | 2,253,224,000 |