Call reports 2017
CENTRAL BANK & TRUST COMPANY — 2017
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,142,301,000 | 2,316,151,000 | 2,350,869,000 | 2,408,261,000 |
| Total loans | 1,696,373,000 | 1,873,697,000 | 1,943,606,000 | 1,994,183,000 |
| Allowance for loan losses | 19,769,000 | 21,702,000 | 21,702,000 | 20,485,000 |
| Securities available for sale | 155,540,000 | 149,319,000 | 143,735,000 | 138,102,000 |
| Securities held to maturity | 105,202,000 | 89,986,000 | 79,417,000 | 77,952,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,777,061,000 | 1,942,659,000 | 1,932,265,000 | 1,993,197,000 |
| Interest-bearing deposits | 1,305,743,000 | 1,412,132,000 | 1,393,333,000 | 1,458,432,000 |
| Noninterest-bearing deposits | 471,318,000 | 530,527,000 | 538,932,000 | 534,765,000 |
| Equity capital | 229,363,000 | 259,034,000 | 264,048,000 | 267,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 20,135,000 | 44,557,000 | 68,164,000 | 92,478,000 |
| Interest expense | 994,000 | 2,363,000 | 3,890,000 | 5,611,000 |
| Net interest income | 19,141,000 | 42,194,000 | 64,274,000 | 86,867,000 |
| Noninterest income | 8,527,000 | 17,539,000 | 25,939,000 | 36,646,000 |
| Noninterest expense | 21,355,000 | 45,964,000 | 68,336,000 | 92,154,000 |
| Provision for loan losses | 1,131,000 | 1,845,000 | 2,310,000 | 2,310,000 |
| Pretax income | 5,182,000 | 11,924,000 | 19,567,000 | 29,049,000 |
| Income tax | 1,119,000 | 2,664,000 | 4,637,000 | 11,335,000 |
| Net income | 4,063,000 | 9,260,000 | 14,930,000 | 17,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,483,000 | 247,571,000 | 252,542,000 | 257,420,000 |
| Total capital | 243,252,000 | 269,273,000 | 274,244,000 | 277,905,000 |
| Risk-weighted assets | 1,837,851,000 | 2,005,631,000 | 2,058,532,000 | 2,154,125,000 |