Call reports 2013
CENTRAL BANK & TRUST COMPANY — 2013
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,941,698,000 | 1,932,216,000 | 1,964,449,000 | 1,921,853,000 |
| Total loans | 1,441,028,000 | 1,450,476,000 | 1,454,751,000 | 1,490,265,000 |
| Allowance for loan losses | 26,037,000 | 24,079,000 | 25,412,000 | 22,235,000 |
| Securities available for sale | 187,622,000 | 151,693,000 | 163,822,000 | 154,788,000 |
| Securities held to maturity | 70,717,000 | 84,221,000 | 88,375,000 | 99,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,634,681,000 | 1,620,130,000 | 1,628,566,000 | 1,603,811,000 |
| Interest-bearing deposits | 1,327,367,000 | 1,291,991,000 | 1,286,008,000 | 1,251,113,000 |
| Noninterest-bearing deposits | 307,314,000 | 328,139,000 | 342,558,000 | 352,698,000 |
| Equity capital | 186,709,000 | 187,684,000 | 189,424,000 | 192,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,598,000 | 37,244,000 | 55,849,000 | 74,908,000 |
| Interest expense | 2,210,000 | 4,208,000 | 5,835,000 | 7,185,000 |
| Net interest income | 16,388,000 | 33,036,000 | 50,014,000 | 67,723,000 |
| Noninterest income | 7,976,000 | 16,447,000 | 24,588,000 | 31,757,000 |
| Noninterest expense | 18,799,000 | 37,986,000 | 57,477,000 | 76,782,000 |
| Provision for loan losses | 2,015,000 | 4,056,000 | 6,187,000 | 8,528,000 |
| Pretax income | 3,550,000 | 7,441,000 | 10,964,000 | 14,196,000 |
| Income tax | 304,000 | 702,000 | 962,000 | 1,005,000 |
| Net income | 3,246,000 | 6,739,000 | 10,002,000 | 13,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,994,000 | 173,160,000 | 175,109,000 | 177,315,000 |
| Total capital | 191,168,000 | 192,403,000 | 194,453,000 | 197,158,000 |
| Risk-weighted assets | 1,527,085,000 | 1,534,411,000 | 1,541,475,000 | 1,585,044,000 |