Call reports 2012
CENTRAL BANK & TRUST COMPANY — 2012
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,902,972,000 | 1,904,437,000 | 1,943,444,000 | 1,946,864,000 |
| Total loans | 1,462,619,000 | 1,473,439,000 | 1,473,067,000 | 1,479,830,000 |
| Allowance for loan losses | 27,917,000 | 28,576,000 | 26,488,000 | 24,779,000 |
| Securities available for sale | 145,589,000 | 148,670,000 | 146,606,000 | 158,793,000 |
| Securities held to maturity | 5,611,000 | 5,163,000 | 3,763,000 | 2,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,630,757,000 | 1,623,821,000 | 1,648,603,000 | 1,648,791,000 |
| Interest-bearing deposits | 1,344,216,000 | 1,331,619,000 | 1,336,707,000 | 1,339,008,000 |
| Noninterest-bearing deposits | 286,541,000 | 292,202,000 | 311,896,000 | 309,783,000 |
| Equity capital | 174,199,000 | 176,552,000 | 180,511,000 | 183,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,674,000 | 39,145,000 | 58,563,000 | 77,795,000 |
| Interest expense | 2,721,000 | 5,295,000 | 7,848,000 | 10,315,000 |
| Net interest income | 16,953,000 | 33,850,000 | 50,715,000 | 67,480,000 |
| Noninterest income | 7,393,000 | 15,068,000 | 23,301,000 | 31,270,000 |
| Noninterest expense | 18,236,000 | 36,961,000 | 54,951,000 | 73,984,000 |
| Provision for loan losses | 2,522,000 | 4,967,000 | 8,278,000 | 10,888,000 |
| Pretax income | 3,588,000 | 6,990,000 | 10,813,000 | 13,904,000 |
| Income tax | 278,000 | 333,000 | 513,000 | 447,000 |
| Net income | 3,310,000 | 6,657,000 | 10,300,000 | 13,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,455,000 | 162,576,000 | 165,343,000 | 168,624,000 |
| Total capital | 179,670,000 | 181,757,000 | 184,495,000 | 188,163,000 |
| Risk-weighted assets | 1,528,516,000 | 1,525,065,000 | 1,524,818,000 | 1,557,694,000 |