Call reports 2011
CENTRAL BANK & TRUST COMPANY — 2011
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,869,979,000 | 1,864,480,000 | 1,882,501,000 | 1,908,559,000 |
| Total loans | 1,513,346,000 | 1,495,732,000 | 1,474,391,000 | 1,469,250,000 |
| Allowance for loan losses | 22,499,000 | 21,875,000 | 24,993,000 | 26,028,000 |
| Securities available for sale | 86,916,000 | 84,287,000 | 104,486,000 | 147,645,000 |
| Securities held to maturity | 10,626,000 | 8,562,000 | 7,962,000 | 6,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,623,410,000 | 1,610,178,000 | 1,632,460,000 | 1,648,796,000 |
| Interest-bearing deposits | 1,378,430,000 | 1,335,976,000 | 1,344,761,000 | 1,338,802,000 |
| Noninterest-bearing deposits | 244,980,000 | 274,202,000 | 287,699,000 | 309,994,000 |
| Equity capital | 165,911,000 | 168,235,000 | 169,473,000 | 171,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 21,808,000 | 42,715,000 | 63,179,000 | 83,479,000 |
| Interest expense | 3,788,000 | 7,231,000 | 10,493,000 | 13,464,000 |
| Net interest income | 18,020,000 | 35,484,000 | 52,686,000 | 70,015,000 |
| Noninterest income | 6,885,000 | 14,190,000 | 22,972,000 | 29,842,000 |
| Noninterest expense | 18,573,000 | 37,109,000 | 54,826,000 | 73,698,000 |
| Provision for loan losses | 3,562,000 | 6,247,000 | 11,683,000 | 14,477,000 |
| Pretax income | 2,770,000 | 6,318,000 | 9,175,000 | 11,708,000 |
| Income tax | 70,000 | 360,000 | 480,000 | -169,000 |
| Net income | 2,700,000 | 5,958,000 | 8,695,000 | 11,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,237,000 | 157,119,000 | 158,479,000 | 158,672,000 |
| Total capital | 174,892,000 | 176,481,000 | 177,769,000 | 177,972,000 |
| Risk-weighted assets | 1,569,550,000 | 1,546,472,000 | 1,537,367,000 | 1,537,232,000 |