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Call reports 2006

CENTRAL BANK & TRUST COMPANY — 2006

What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7c194921-7c70-4a12-9961-860e3f469c92/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets1,300,339,0001,277,036,0001,295,037,0001,393,321,000
Total loans1,000,996,0001,016,304,0001,037,119,0001,085,324,000
Allowance for loan losses12,580,00012,526,00012,705,00012,419,000
Securities available for sale39,078,00028,800,00023,559,00061,531,000
Securities held to maturity115,301,000109,161,000104,308,000101,049,000
Trading assets0000
Total deposits1,071,558,0001,036,466,0001,033,703,0001,111,035,000
Interest-bearing deposits904,608,000866,186,000863,551,000916,508,000
Noninterest-bearing deposits166,950,000170,280,000170,152,000194,527,000
Equity capital115,425,000117,415,000119,312,000121,423,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income19,390,00039,811,00060,825,00082,821,000
Interest expense7,794,00016,238,00025,417,00035,088,000
Net interest income11,596,00023,573,00035,408,00047,733,000
Noninterest income5,149,00010,649,00016,203,00021,547,000
Noninterest expense10,976,00022,317,00033,958,00046,215,000
Provision for loan losses440,000860,0001,270,0001,545,000
Pretax income5,329,00011,045,00016,382,00021,519,000
Income tax1,677,0003,543,0005,239,0006,458,000
Net income3,652,0007,502,00011,143,00015,061,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital103,814,000105,894,000107,765,000109,699,000
Total capital116,394,000118,420,000120,470,000122,118,000
Risk-weighted assets1,098,862,0001,111,242,0001,124,436,0001,193,538,000

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