Call reports 2003
CENTRAL BANK & TRUST COMPANY — 2003
What CENTRAL BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 999,279,000 | 1,045,904,000 | 1,058,803,000 | 1,104,398,000 |
| Total loans | 765,692,000 | 810,892,000 | 838,172,000 | 863,503,000 |
| Allowance for loan losses | 11,096,000 | 11,228,000 | 11,871,000 | 11,179,000 |
| Securities available for sale | 42,481,000 | 35,128,000 | 45,700,000 | 67,635,000 |
| Securities held to maturity | 108,066,000 | 104,735,000 | 90,123,000 | 94,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,080,000 | 824,844,000 | 855,392,000 | 881,003,000 |
| Interest-bearing deposits | 645,300,000 | 680,531,000 | 703,727,000 | 732,837,000 |
| Noninterest-bearing deposits | 138,780,000 | 144,313,000 | 151,665,000 | 148,166,000 |
| Equity capital | 91,890,000 | 93,421,000 | 95,103,000 | 96,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,863,000 | 25,906,000 | 38,756,000 | 51,798,000 |
| Interest expense | 3,408,000 | 6,845,000 | 10,025,000 | 13,168,000 |
| Net interest income | 9,455,000 | 19,061,000 | 28,731,000 | 38,630,000 |
| Noninterest income | 4,547,000 | 9,531,000 | 14,891,000 | 19,869,000 |
| Noninterest expense | 8,686,000 | 17,692,000 | 26,737,000 | 36,001,000 |
| Provision for loan losses | 988,000 | 1,976,000 | 2,952,000 | 3,863,000 |
| Pretax income | 4,328,000 | 8,924,000 | 13,933,000 | 18,379,000 |
| Income tax | 1,350,000 | 2,796,000 | 4,328,000 | 5,525,000 |
| Net income | 2,978,000 | 6,128,000 | 9,605,000 | 12,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,074,000 | 82,571,000 | 84,396,000 | 85,993,000 |
| Total capital | 91,137,000 | 93,146,000 | 95,302,000 | 97,172,000 |
| Risk-weighted assets | 803,990,000 | 845,339,000 | 871,498,000 | 909,497,000 |
Machine access — free, no API key
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