Call reports 2011
HARTWICK STATE BANK — 2011
What HARTWICK STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,765,000 | 24,654,000 | 24,486,000 | 24,822,000 |
| Total loans | 10,627,000 | 10,352,000 | 10,792,000 | 11,377,000 |
| Allowance for loan losses | 123,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 8,835,000 | 9,049,000 | 9,045,000 | 8,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,018,000 | 20,872,000 | 20,648,000 | 21,158,000 |
| Interest-bearing deposits | 18,383,000 | 18,568,000 | 18,191,000 | 18,394,000 |
| Noninterest-bearing deposits | 2,635,000 | 2,304,000 | 2,457,000 | 2,764,000 |
| Equity capital | 2,342,000 | 2,363,000 | 2,427,000 | 2,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 264,000 | 520,000 | 774,000 | 1,025,000 |
| Interest expense | 94,000 | 152,000 | 207,000 | 262,000 |
| Net interest income | 170,000 | 368,000 | 567,000 | 763,000 |
| Noninterest income | 13,000 | 23,000 | 35,000 | 45,000 |
| Noninterest expense | 154,000 | 310,000 | 446,000 | 730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 81,000 | 156,000 | 78,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 23,000 |
| Net income | 23,000 | 70,000 | 139,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,203,000 | 2,250,000 | 2,319,000 | 2,235,000 |
| Total capital | 2,326,000 | 2,371,000 | 2,440,000 | 2,356,000 |
| Risk-weighted assets | 11,797,000 | 11,597,000 | 12,249,000 | 12,588,000 |