Call reports 2023
HOME FEDERAL SAVINGS BANK — 2023
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,071,569,000 | 1,109,217,000 | 1,153,978,000 | 1,107,107,000 |
| Total loans | 797,877,000 | 840,114,000 | 864,585,000 | 858,493,000 |
| Allowance for loan losses | 11,342,000 | 11,517,000 | 11,967,000 | 11,824,000 |
| Securities available for sale | 239,693,000 | 230,027,000 | 218,168,000 | 215,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,612,000 | 993,001,000 | 1,063,426,000 | 996,332,000 |
| Interest-bearing deposits | 719,250,000 | 739,756,000 | 807,446,000 | 759,294,000 |
| Noninterest-bearing deposits | 260,362,000 | 253,245,000 | 255,980,000 | 237,038,000 |
| Equity capital | 84,353,000 | 86,597,000 | 84,511,000 | 91,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,918,000 | 20,395,000 | 31,914,000 | 43,477,000 |
| Interest expense | 1,914,000 | 4,759,000 | 8,571,000 | 13,041,000 |
| Net interest income | 8,004,000 | 15,636,000 | 23,343,000 | 30,436,000 |
| Noninterest income | 1,606,000 | 3,290,000 | 5,164,000 | 7,007,000 |
| Noninterest expense | 7,208,000 | 14,152,000 | 20,918,000 | 27,780,000 |
| Provision for loan losses | -32,000 | 168,000 | 612,000 | 795,000 |
| Pretax income | 2,451,000 | 4,588,000 | 7,106,000 | 9,107,000 |
| Income tax | 703,000 | 1,301,000 | 2,217,000 | 2,537,000 |
| Net income | 1,748,000 | 3,287,000 | 4,889,000 | 6,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,168,000 | 102,707,000 | 102,309,000 | 104,005,000 |
| Total capital | 112,084,000 | 114,013,000 | 113,821,000 | 115,274,000 |
| Risk-weighted assets | 872,764,000 | 904,179,000 | 920,466,000 | 900,928,000 |