Call reports 2022
HOME FEDERAL SAVINGS BANK — 2022
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,028,498,000 | 1,081,220,000 | 1,046,935,000 | 1,096,108,000 |
| Total loans | 690,456,000 | 690,853,000 | 752,306,000 | 788,639,000 |
| Allowance for loan losses | 9,584,000 | 9,644,000 | 10,141,000 | 10,277,000 |
| Securities available for sale | 284,648,000 | 269,356,000 | 249,212,000 | 246,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 936,889,000 | 992,776,000 | 969,086,000 | 1,009,408,000 |
| Interest-bearing deposits | 627,415,000 | 668,349,000 | 668,225,000 | 687,788,000 |
| Noninterest-bearing deposits | 309,474,000 | 324,427,000 | 300,861,000 | 321,620,000 |
| Equity capital | 88,487,000 | 84,670,000 | 73,462,000 | 81,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,544,000 | 15,566,000 | 24,163,000 | 34,179,000 |
| Interest expense | 292,000 | 592,000 | 942,000 | 2,042,000 |
| Net interest income | 7,252,000 | 14,974,000 | 23,221,000 | 32,137,000 |
| Noninterest income | 2,122,000 | 4,364,000 | 6,133,000 | 7,755,000 |
| Noninterest expense | 6,742,000 | 13,194,000 | 19,843,000 | 26,734,000 |
| Provision for loan losses | 296,000 | 362,000 | 941,000 | 1,071,000 |
| Pretax income | 2,305,000 | 5,729,000 | 8,520,000 | 12,065,000 |
| Income tax | 667,000 | 1,658,000 | 2,467,000 | 3,565,000 |
| Net income | 1,638,000 | 4,071,000 | 6,053,000 | 8,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,354,000 | 101,791,000 | 97,772,000 | 100,250,000 |
| Total capital | 108,938,000 | 111,435,000 | 107,913,000 | 110,527,000 |
| Risk-weighted assets | 778,674,000 | 792,382,000 | 852,452,000 | 873,599,000 |