Call reports 2021
HOME FEDERAL SAVINGS BANK — 2021
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 970,616,000 | 980,957,000 | 1,035,877,000 | 1,068,836,000 |
| Total loans | 659,148,000 | 654,444,000 | 637,008,000 | 667,355,000 |
| Allowance for loan losses | 10,132,000 | 9,916,000 | 9,070,000 | 9,279,000 |
| Securities available for sale | 179,277,000 | 211,534,000 | 234,938,000 | 285,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 870,163,000 | 873,860,000 | 932,099,000 | 966,115,000 |
| Interest-bearing deposits | 618,021,000 | 615,275,000 | 654,716,000 | 636,437,000 |
| Noninterest-bearing deposits | 252,142,000 | 258,585,000 | 277,383,000 | 329,678,000 |
| Equity capital | 93,911,000 | 99,020,000 | 96,104,000 | 96,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,869,000 | 15,904,000 | 24,298,000 | 31,636,000 |
| Interest expense | 461,000 | 878,000 | 1,244,000 | 1,584,000 |
| Net interest income | 7,408,000 | 15,026,000 | 23,054,000 | 30,052,000 |
| Noninterest income | 2,847,000 | 7,273,000 | 9,931,000 | 12,779,000 |
| Noninterest expense | 5,876,000 | 12,269,000 | 18,598,000 | 25,317,000 |
| Provision for loan losses | -576,000 | -1,467,000 | -2,353,000 | -2,119,000 |
| Pretax income | 5,008,000 | 11,546,000 | 16,809,000 | 19,732,000 |
| Income tax | 1,414,000 | 3,265,000 | 4,755,000 | 5,558,000 |
| Net income | 3,594,000 | 8,281,000 | 12,054,000 | 14,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,092,000 | 97,789,000 | 95,568,000 | 97,710,000 |
| Total capital | 101,446,000 | 106,425,000 | 104,201,000 | 106,979,000 |
| Risk-weighted assets | 666,602,000 | 689,633,000 | 690,232,000 | 741,519,000 |