Call reports 2020
HOME FEDERAL SAVINGS BANK — 2020
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 783,537,000 | 861,970,000 | 897,596,000 | 909,562,000 |
| Total loans | 631,542,000 | 682,078,000 | 686,953,000 | 659,369,000 |
| Allowance for loan losses | 9,036,000 | 8,649,000 | 9,532,000 | 10,699,000 |
| Securities available for sale | 100,939,000 | 97,793,000 | 118,564,000 | 148,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,544,000 | 763,695,000 | 801,567,000 | 809,511,000 |
| Interest-bearing deposits | 510,650,000 | 544,312,000 | 577,691,000 | 580,595,000 |
| Noninterest-bearing deposits | 177,894,000 | 219,383,000 | 223,876,000 | 228,916,000 |
| Equity capital | 87,306,000 | 90,364,000 | 88,413,000 | 91,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,816,000 | 15,659,000 | 23,581,000 | 31,756,000 |
| Interest expense | 907,000 | 1,659,000 | 2,326,000 | 2,895,000 |
| Net interest income | 6,909,000 | 14,000,000 | 21,255,000 | 28,861,000 |
| Noninterest income | 2,250,000 | 5,381,000 | 9,479,000 | 13,586,000 |
| Noninterest expense | 6,509,000 | 12,495,000 | 18,570,000 | 24,648,000 |
| Provision for loan losses | 460,000 | 778,000 | 1,548,000 | 2,699,000 |
| Pretax income | 2,133,000 | 6,069,000 | 10,576,000 | 15,082,000 |
| Income tax | 609,000 | 1,710,000 | 2,967,000 | 4,267,000 |
| Net income | 1,524,000 | 4,359,000 | 7,609,000 | 10,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,074,000 | 87,933,000 | 86,209,000 | 89,473,000 |
| Total capital | 93,132,000 | 96,046,000 | 94,414,000 | 97,717,000 |
| Risk-weighted assets | 643,714,000 | 648,552,000 | 655,124,000 | 657,140,000 |