Call reports 2019
HOME FEDERAL SAVINGS BANK — 2019
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 721,616,000 | 721,666,000 | 762,449,000 | 777,069,000 |
| Total loans | 611,318,000 | 609,969,000 | 599,127,000 | 608,538,000 |
| Allowance for loan losses | 8,673,000 | 8,624,000 | 8,195,000 | 8,564,000 |
| Securities available for sale | 79,788,000 | 79,904,000 | 84,852,000 | 107,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,721,000 | 628,370,000 | 671,601,000 | 684,385,000 |
| Interest-bearing deposits | 468,835,000 | 464,674,000 | 486,501,000 | 505,414,000 |
| Noninterest-bearing deposits | 163,886,000 | 163,696,000 | 185,100,000 | 178,971,000 |
| Equity capital | 81,983,000 | 85,443,000 | 82,827,000 | 84,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,740,000 | 15,881,000 | 23,844,000 | 31,644,000 |
| Interest expense | 691,000 | 1,519,000 | 2,427,000 | 3,360,000 |
| Net interest income | 7,049,000 | 14,362,000 | 21,417,000 | 28,284,000 |
| Noninterest income | 1,465,000 | 3,266,000 | 5,187,000 | 7,378,000 |
| Noninterest expense | 6,078,000 | 12,070,000 | 18,292,000 | 25,054,000 |
| Provision for loan losses | 27,000 | -1,032,000 | -1,452,000 | -1,216,000 |
| Pretax income | 2,433,000 | 6,614,000 | 9,806,000 | 11,870,000 |
| Income tax | 671,000 | 1,834,000 | 2,791,000 | 3,243,000 |
| Net income | 1,762,000 | 4,780,000 | 7,015,000 | 8,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,340,000 | 84,382,000 | 81,643,000 | 83,525,000 |
| Total capital | 89,134,000 | 92,173,000 | 89,315,000 | 91,438,000 |
| Risk-weighted assets | 622,669,000 | 622,503,000 | 613,245,000 | 632,393,000 |