Call reports 2018
HOME FEDERAL SAVINGS BANK — 2018
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 722,080,000 | 726,027,000 | 737,224,000 | 711,235,000 |
| Total loans | 603,122,000 | 602,506,000 | 596,967,000 | 598,692,000 |
| Allowance for loan losses | 9,129,000 | 9,328,000 | 8,832,000 | 8,686,000 |
| Securities available for sale | 81,000,000 | 80,346,000 | 79,459,000 | 79,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,821,000 | 643,066,000 | 656,397,000 | 627,693,000 |
| Interest-bearing deposits | 477,854,000 | 481,854,000 | 485,298,000 | 470,485,000 |
| Noninterest-bearing deposits | 162,967,000 | 161,212,000 | 171,099,000 | 157,208,000 |
| Equity capital | 78,253,000 | 80,018,000 | 76,664,000 | 79,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,148,000 | 14,573,000 | 22,555,000 | 30,445,000 |
| Interest expense | 471,000 | 995,000 | 1,583,000 | 2,233,000 |
| Net interest income | 6,677,000 | 13,578,000 | 20,972,000 | 28,212,000 |
| Noninterest income | 1,573,000 | 3,413,000 | 5,194,000 | 6,860,000 |
| Noninterest expense | 6,176,000 | 12,077,000 | 17,926,000 | 23,849,000 |
| Provision for loan losses | -125,000 | 170,000 | -482,000 | -649,000 |
| Pretax income | 2,217,000 | 4,766,000 | 8,710,000 | 11,836,000 |
| Income tax | 623,000 | 1,302,000 | 2,382,000 | 3,036,000 |
| Net income | 1,594,000 | 3,464,000 | 6,328,000 | 8,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,931,000 | 79,826,000 | 76,714,000 | 79,552,000 |
| Total capital | 85,634,000 | 87,595,000 | 84,305,000 | 87,063,000 |
| Risk-weighted assets | 614,862,000 | 619,996,000 | 606,040,000 | 599,723,000 |