Call reports 2017
HOME FEDERAL SAVINGS BANK — 2017
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 680,087,000 | 724,345,000 | 715,746,000 | 722,455,000 |
| Total loans | 576,842,000 | 602,313,000 | 594,871,000 | 597,005,000 |
| Allowance for loan losses | 9,590,000 | 10,045,000 | 9,277,000 | 9,311,000 |
| Securities available for sale | 78,548,000 | 78,648,000 | 78,351,000 | 77,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,988,000 | 639,015,000 | 633,014,000 | 639,597,000 |
| Interest-bearing deposits | 436,271,000 | 475,242,000 | 470,015,000 | 468,479,000 |
| Noninterest-bearing deposits | 160,717,000 | 163,773,000 | 162,999,000 | 171,118,000 |
| Equity capital | 79,714,000 | 81,105,000 | 77,061,000 | 77,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,669,000 | 13,640,000 | 20,845,000 | 27,585,000 |
| Interest expense | 294,000 | 640,000 | 1,056,000 | 1,491,000 |
| Net interest income | 6,375,000 | 13,000,000 | 19,789,000 | 26,094,000 |
| Noninterest income | 1,681,000 | 3,381,000 | 5,148,000 | 6,902,000 |
| Noninterest expense | 5,969,000 | 12,001,000 | 17,880,000 | 23,665,000 |
| Provision for loan losses | -270,000 | -1,000 | -582,000 | -523,000 |
| Pretax income | 2,357,000 | 4,381,000 | 7,639,000 | 9,854,000 |
| Income tax | 939,000 | 1,745,000 | 3,043,000 | 4,975,000 |
| Net income | 1,418,000 | 2,636,000 | 4,596,000 | 4,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,078,000 | 80,321,000 | 76,306,000 | 76,279,000 |
| Total capital | 86,457,000 | 88,079,000 | 83,889,000 | 83,957,000 |
| Risk-weighted assets | 587,966,000 | 618,214,000 | 604,876,000 | 612,461,000 |