Call reports 2016
HOME FEDERAL SAVINGS BANK — 2016
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 636,803,000 | 652,173,000 | 684,441,000 | 681,169,000 |
| Total loans | 503,787,000 | 543,744,000 | 556,519,000 | 563,001,000 |
| Allowance for loan losses | 9,363,000 | 10,325,000 | 10,306,000 | 9,903,000 |
| Securities available for sale | 105,828,000 | 75,565,000 | 80,116,000 | 78,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,715,000 | 568,675,000 | 600,944,000 | 598,152,000 |
| Interest-bearing deposits | 411,343,000 | 419,216,000 | 433,510,000 | 440,685,000 |
| Noninterest-bearing deposits | 145,372,000 | 149,459,000 | 167,434,000 | 157,467,000 |
| Equity capital | 76,672,000 | 78,392,000 | 77,058,000 | 78,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,535,000 | 13,704,000 | 20,564,000 | 27,257,000 |
| Interest expense | 227,000 | 473,000 | 728,000 | 1,004,000 |
| Net interest income | 6,308,000 | 13,231,000 | 19,836,000 | 26,253,000 |
| Noninterest income | 1,920,000 | 3,896,000 | 5,834,000 | 7,974,000 |
| Noninterest expense | 5,682,000 | 11,406,000 | 17,099,000 | 23,033,000 |
| Provision for loan losses | -732,000 | -351,000 | -271,000 | -645,000 |
| Pretax income | 3,278,000 | 6,063,000 | 8,833,000 | 11,829,000 |
| Income tax | 1,309,000 | 2,419,000 | 3,471,000 | 4,680,000 |
| Net income | 1,969,000 | 3,644,000 | 5,362,000 | 7,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,508,000 | 74,252,000 | 72,995,000 | 77,634,000 |
| Total capital | 80,251,000 | 81,426,000 | 80,295,000 | 84,900,000 |
| Risk-weighted assets | 535,567,000 | 569,435,000 | 579,664,000 | 578,480,000 |