Call reports 2015
HOME FEDERAL SAVINGS BANK — 2015
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 564,144,000 | 562,710,000 | 617,529,000 | 641,901,000 |
| Total loans | 371,152,000 | 382,231,000 | 445,763,000 | 476,423,000 |
| Allowance for loan losses | 8,418,000 | 8,402,000 | 8,786,000 | 9,709,000 |
| Securities available for sale | 154,145,000 | 125,441,000 | 145,338,000 | 111,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,475,000 | 483,086,000 | 537,833,000 | 563,792,000 |
| Interest-bearing deposits | 368,897,000 | 362,582,000 | 403,183,000 | 407,664,000 |
| Noninterest-bearing deposits | 116,578,000 | 120,504,000 | 134,650,000 | 156,128,000 |
| Equity capital | 74,718,000 | 75,248,000 | 73,531,000 | 74,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,912,000 | 9,989,000 | 15,377,000 | 21,511,000 |
| Interest expense | 249,000 | 476,000 | 706,000 | 937,000 |
| Net interest income | 4,663,000 | 9,513,000 | 14,671,000 | 20,574,000 |
| Noninterest income | 1,517,000 | 3,122,000 | 4,978,000 | 6,749,000 |
| Noninterest expense | 5,203,000 | 10,647,000 | 16,054,000 | 21,716,000 |
| Provision for loan losses | 0 | -183,000 | -239,000 | -164,000 |
| Pretax income | 977,000 | 2,171,000 | 3,834,000 | 5,777,000 |
| Income tax | 386,000 | 860,000 | 1,516,000 | 2,148,000 |
| Net income | 591,000 | 1,311,000 | 2,318,000 | 3,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,771,000 | 71,491,000 | 69,087,000 | 71,520,000 |
| Total capital | 76,064,000 | 76,863,000 | 75,298,000 | 77,934,000 |
| Risk-weighted assets | 420,320,000 | 424,414,000 | 491,683,000 | 507,876,000 |