Call reports 2014
HOME FEDERAL SAVINGS BANK — 2014
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 619,549,000 | 608,590,000 | 593,165,000 | 576,143,000 |
| Total loans | 393,424,000 | 379,586,000 | 374,398,000 | 375,253,000 |
| Allowance for loan losses | 9,090,000 | 8,696,000 | 7,923,000 | 8,332,000 |
| Securities available for sale | 102,493,000 | 127,246,000 | 140,541,000 | 137,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,815,000 | 525,661,000 | 507,301,000 | 498,618,000 |
| Interest-bearing deposits | 393,807,000 | 389,412,000 | 380,008,000 | 378,677,000 |
| Noninterest-bearing deposits | 131,008,000 | 136,249,000 | 127,293,000 | 119,941,000 |
| Equity capital | 90,227,000 | 77,019,000 | 78,557,000 | 73,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,420,000 | 10,457,000 | 15,636,000 | 20,648,000 |
| Interest expense | 334,000 | 641,000 | 939,000 | 1,212,000 |
| Net interest income | 5,086,000 | 9,816,000 | 14,697,000 | 19,436,000 |
| Noninterest income | 1,411,000 | 4,018,000 | 6,092,000 | 7,659,000 |
| Noninterest expense | 5,205,000 | 10,380,000 | 15,545,000 | 21,011,000 |
| Provision for loan losses | -1,610,000 | -3,788,000 | -4,777,000 | -6,998,000 |
| Pretax income | 2,902,000 | 7,242,000 | 10,021,000 | 13,082,000 |
| Income tax | 1,188,000 | 2,927,000 | 4,098,000 | 5,438,000 |
| Net income | 1,714,000 | 4,315,000 | 5,923,000 | 7,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,656,000 | 66,381,000 | 67,897,000 | 66,976,000 |
| Total capital | 84,502,000 | 71,270,000 | 72,873,000 | 71,882,000 |
| Risk-weighted assets | 383,406,000 | 387,277,000 | 395,124,000 | 389,058,000 |