Call reports 2013
HOME FEDERAL SAVINGS BANK — 2013
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 626,576,000 | 560,628,000 | 562,227,000 | 647,428,000 |
| Total loans | 458,469,000 | 438,825,000 | 410,778,000 | 397,243,000 |
| Allowance for loan losses | 21,941,000 | 20,359,000 | 16,505,000 | 11,401,000 |
| Securities available for sale | 91,024,000 | 90,293,000 | 89,687,000 | 107,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,922,000 | 493,620,000 | 488,267,000 | 555,361,000 |
| Interest-bearing deposits | 406,086,000 | 412,531,000 | 401,758,000 | 384,568,000 |
| Noninterest-bearing deposits | 83,836,000 | 81,089,000 | 86,509,000 | 170,793,000 |
| Equity capital | 64,002,000 | 64,656,000 | 70,511,000 | 88,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,191,000 | 12,141,000 | 17,879,000 | 22,777,000 |
| Interest expense | 1,393,000 | 2,509,000 | 2,912,000 | 3,290,000 |
| Net interest income | 4,798,000 | 9,632,000 | 14,967,000 | 19,487,000 |
| Noninterest income | 1,658,000 | 3,710,000 | 5,617,000 | 7,293,000 |
| Noninterest expense | 5,470,000 | 10,850,000 | 16,041,000 | 21,633,000 |
| Provision for loan losses | 0 | -520,000 | -4,850,000 | -7,881,000 |
| Pretax income | 986,000 | 3,012,000 | 9,393,000 | 13,028,000 |
| Income tax | 0 | 0 | 0 | -13,767,000 |
| Net income | 986,000 | 3,012,000 | 9,393,000 | 26,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,197,000 | 66,223,000 | 71,605,000 | 77,848,000 |
| Total capital | 69,724,000 | 71,580,000 | 76,696,000 | 82,916,000 |
| Risk-weighted assets | 425,721,000 | 413,518,000 | 395,827,000 | 399,073,000 |