Call reports 2012
HOME FEDERAL SAVINGS BANK — 2012
What HOME FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 705,992,000 | 669,873,000 | 643,175,000 | 653,019,000 |
| Total loans | 562,071,000 | 518,911,000 | 499,010,000 | 477,899,000 |
| Allowance for loan losses | 21,424,000 | 20,519,000 | 20,462,000 | 21,608,000 |
| Securities available for sale | 87,955,000 | 76,289,000 | 58,843,000 | 85,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,186,000 | 535,475,000 | 508,089,000 | 516,968,000 |
| Interest-bearing deposits | 500,769,000 | 464,362,000 | 434,624,000 | 440,251,000 |
| Noninterest-bearing deposits | 69,417,000 | 71,113,000 | 73,465,000 | 76,717,000 |
| Equity capital | 60,300,000 | 60,768,000 | 61,524,000 | 63,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,257,000 | 16,156,000 | 23,703,000 | 30,492,000 |
| Interest expense | 2,063,000 | 3,969,000 | 5,628,000 | 7,142,000 |
| Net interest income | 6,194,000 | 12,187,000 | 18,075,000 | 23,350,000 |
| Noninterest income | 2,546,000 | 3,950,000 | 6,010,000 | 7,866,000 |
| Noninterest expense | 5,842,000 | 11,591,000 | 17,122,000 | 22,443,000 |
| Provision for loan losses | -128,000 | 960,000 | 2,544,000 | 2,544,000 |
| Pretax income | 3,026,000 | 3,586,000 | 4,419,000 | 6,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,026,000 | 3,586,000 | 4,419,000 | 6,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,008,000 | 60,569,000 | 61,402,000 | 63,212,000 |
| Total capital | 66,850,000 | 66,832,000 | 67,347,000 | 68,961,000 |
| Risk-weighted assets | 532,810,000 | 486,798,000 | 461,076,000 | 444,068,000 |