Call reports 2025
BANKERS' BANK OF KANSAS — 2025
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 227,737,000 | 219,207,000 | 196,546,000 | 214,160,000 |
| Total loans | 136,988,000 | 141,701,000 | 145,965,000 | 154,405,000 |
| Allowance for loan losses | 2,917,000 | 3,174,000 | 3,423,000 | 2,845,000 |
| Securities available for sale | 3,681,000 | 3,673,000 | 2,394,000 | 1,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,051,000 | 114,294,000 | 109,022,000 | 134,000,000 |
| Interest-bearing deposits | 30,936,000 | 30,983,000 | 26,075,000 | 46,078,000 |
| Noninterest-bearing deposits | 95,115,000 | 83,311,000 | 82,947,000 | 87,922,000 |
| Equity capital | 35,499,000 | 35,798,000 | 36,255,000 | 36,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,149,000 | 6,273,000 | 9,671,000 | 12,939,000 |
| Interest expense | 779,000 | 1,508,000 | 2,520,000 | 3,302,000 |
| Net interest income | 2,370,000 | 4,765,000 | 7,151,000 | 9,637,000 |
| Noninterest income | 1,860,000 | 3,879,000 | 6,047,000 | 8,082,000 |
| Noninterest expense | 3,584,000 | 7,166,000 | 10,661,000 | 14,438,000 |
| Provision for loan losses | 210,000 | 680,000 | 1,140,000 | 1,620,000 |
| Pretax income | 417,000 | 780,000 | 1,347,000 | 1,610,000 |
| Income tax | 91,000 | 161,000 | 273,000 | 355,000 |
| Net income | 326,000 | 619,000 | 1,074,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,530,000 | 35,824,000 | 36,279,000 | 36,460,000 |
| Total capital | 37,503,000 | 37,904,000 | 38,427,000 | 38,723,000 |
| Risk-weighted assets | 156,881,000 | 165,301,000 | 170,566,000 | 180,415,000 |