Call reports 2023
BANKERS' BANK OF KANSAS — 2023
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 190,822,000 | 201,004,000 | 189,575,000 | 212,385,000 |
| Total loans | 130,891,000 | 133,720,000 | 137,565,000 | 138,677,000 |
| Allowance for loan losses | 2,700,000 | 2,687,000 | 2,718,000 | 2,716,000 |
| Securities available for sale | 4,111,000 | 4,049,000 | 3,991,000 | 4,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,454,000 | 114,345,000 | 130,564,000 | 125,005,000 |
| Interest-bearing deposits | 36,587,000 | 36,586,000 | 44,424,000 | 44,590,000 |
| Noninterest-bearing deposits | 86,867,000 | 77,759,000 | 86,140,000 | 80,415,000 |
| Equity capital | 32,703,000 | 32,889,000 | 32,644,000 | 33,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,622,000 | 5,562,000 | 8,752,000 | 12,025,000 |
| Interest expense | 473,000 | 1,232,000 | 2,217,000 | 3,247,000 |
| Net interest income | 2,149,000 | 4,330,000 | 6,535,000 | 8,778,000 |
| Noninterest income | 1,745,000 | 3,560,000 | 5,458,000 | 7,457,000 |
| Noninterest expense | 3,409,000 | 6,963,000 | 10,518,000 | 14,067,000 |
| Provision for loan losses | 120,000 | 310,000 | 530,000 | 758,000 |
| Pretax income | 376,000 | 632,000 | 968,000 | 1,451,000 |
| Income tax | 85,000 | 132,000 | 194,000 | 294,000 |
| Net income | 291,000 | 500,000 | 774,000 | 1,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,789,000 | 32,997,000 | 32,772,000 | 33,155,000 |
| Total capital | 34,683,000 | 34,926,000 | 34,757,000 | 35,141,000 |
| Risk-weighted assets | 150,750,000 | 153,599,000 | 158,086,000 | 158,207,000 |