Call reports 2019
BANKERS' BANK OF KANSAS — 2019
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,532,000 | 181,416,000 | 170,794,000 | 173,603,000 |
| Total loans | 132,326,000 | 129,179,000 | 127,936,000 | 129,163,000 |
| Allowance for loan losses | 2,830,000 | 2,807,000 | 2,804,000 | 2,791,000 |
| Securities available for sale | 5,142,000 | 5,167,000 | 5,182,000 | 4,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,864,000 | 148,080,000 | 131,796,000 | 138,833,000 |
| Interest-bearing deposits | 63,925,000 | 64,956,000 | 71,823,000 | 71,328,000 |
| Noninterest-bearing deposits | 78,939,000 | 83,124,000 | 59,973,000 | 67,505,000 |
| Equity capital | 26,169,000 | 26,720,000 | 27,261,000 | 27,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,054,000 | 6,032,000 | 7,958,000 |
| Interest expense | 457,000 | 910,000 | 1,374,000 | 1,921,000 |
| Net interest income | 1,564,000 | 3,144,000 | 4,658,000 | 6,037,000 |
| Noninterest income | 1,916,000 | 4,011,000 | 6,118,000 | 8,301,000 |
| Noninterest expense | 2,820,000 | 5,686,000 | 8,505,000 | 11,369,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 555,000 | 1,259,000 | 1,956,000 | 2,549,000 |
| Income tax | 130,000 | 301,000 | 470,000 | 615,000 |
| Net income | 425,000 | 958,000 | 1,486,000 | 1,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,183,000 | 26,715,000 | 27,244,000 | 27,692,000 |
| Total capital | 28,042,000 | 28,556,000 | 29,044,000 | 29,518,000 |
| Risk-weighted assets | 147,050,000 | 145,687,000 | 142,179,000 | 144,266,000 |