Call reports 2016
BANKERS' BANK OF KANSAS — 2016
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,277,000 | 168,319,000 | 172,581,000 | 184,222,000 |
| Total loans | 105,986,000 | 110,328,000 | 113,104,000 | 119,176,000 |
| Allowance for loan losses | 3,025,000 | 2,899,000 | 2,924,000 | 2,960,000 |
| Securities available for sale | 8,223,000 | 8,228,000 | 8,215,000 | 8,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,694,000 | 140,729,000 | 144,172,000 | 150,843,000 |
| Interest-bearing deposits | 56,023,000 | 55,942,000 | 55,029,000 | 52,914,000 |
| Noninterest-bearing deposits | 83,671,000 | 84,787,000 | 89,143,000 | 97,929,000 |
| Equity capital | 22,139,000 | 22,908,000 | 23,419,000 | 23,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,692,000 | 4,403,000 | 5,619,000 |
| Interest expense | 168,000 | 334,000 | 497,000 | 660,000 |
| Net interest income | 1,183,000 | 2,358,000 | 3,906,000 | 4,959,000 |
| Noninterest income | 1,909,000 | 3,813,000 | 5,778,000 | 7,705,000 |
| Noninterest expense | 3,269,000 | 5,205,000 | 7,810,000 | 10,386,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 210,000 |
| Pretax income | -177,000 | 966,000 | 1,769,000 | 2,068,000 |
| Income tax | -42,000 | 329,000 | 612,000 | 708,000 |
| Net income | -135,000 | 637,000 | 1,157,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,074,000 | 22,845,000 | 23,366,000 | 23,569,000 |
| Total capital | 23,668,000 | 24,531,000 | 25,096,000 | 25,414,000 |
| Risk-weighted assets | 126,075,000 | 133,724,000 | 137,198,000 | 146,115,000 |