Call reports 2015
BANKERS' BANK OF KANSAS — 2015
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 180,885,000 | 166,518,000 | 172,653,000 | 184,474,000 |
| Total loans | 109,367,000 | 109,339,000 | 111,577,000 | 109,327,000 |
| Allowance for loan losses | 3,283,000 | 3,229,000 | 3,173,000 | 3,101,000 |
| Securities available for sale | 8,260,000 | 8,235,000 | 8,258,000 | 8,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,813,000 | 140,050,000 | 145,601,000 | 157,435,000 |
| Interest-bearing deposits | 60,643,000 | 52,818,000 | 55,569,000 | 56,048,000 |
| Noninterest-bearing deposits | 94,170,000 | 87,232,000 | 90,032,000 | 101,387,000 |
| Equity capital | 21,793,000 | 21,931,000 | 22,042,000 | 22,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,770,000 | 4,177,000 | 5,595,000 |
| Interest expense | 119,000 | 239,000 | 351,000 | 488,000 |
| Net interest income | 1,278,000 | 2,531,000 | 3,826,000 | 5,107,000 |
| Noninterest income | 1,957,000 | 3,932,000 | 5,981,000 | 7,919,000 |
| Noninterest expense | 2,740,000 | 5,722,000 | 8,908,000 | 11,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 495,000 | 741,000 | 899,000 | 1,302,000 |
| Income tax | 154,000 | 241,000 | 296,000 | 439,000 |
| Net income | 341,000 | 500,000 | 603,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,687,000 | 21,846,000 | 21,949,000 | 22,209,000 |
| Total capital | 23,348,000 | 23,463,000 | 23,628,000 | 23,920,000 |
| Risk-weighted assets | 131,293,000 | 127,817,000 | 132,855,000 | 135,550,000 |