Call reports 2014
BANKERS' BANK OF KANSAS — 2014
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 162,086,000 | 148,653,000 | 151,652,000 | 178,021,000 |
| Total loans | 98,740,000 | 95,850,000 | 96,036,000 | 111,177,000 |
| Allowance for loan losses | 4,268,000 | 4,177,000 | 3,564,000 | 3,391,000 |
| Securities available for sale | 8,125,000 | 8,189,000 | 8,164,000 | 8,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,285,000 | 124,581,000 | 126,343,000 | 151,971,000 |
| Interest-bearing deposits | 52,714,000 | 51,020,000 | 50,693,000 | 60,614,000 |
| Noninterest-bearing deposits | 85,571,000 | 73,561,000 | 75,650,000 | 91,357,000 |
| Equity capital | 20,399,000 | 20,653,000 | 21,102,000 | 21,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,530,000 | 3,776,000 | 5,145,000 |
| Interest expense | 104,000 | 210,000 | 315,000 | 432,000 |
| Net interest income | 1,171,000 | 2,320,000 | 3,461,000 | 4,713,000 |
| Noninterest income | 1,993,000 | 4,027,000 | 6,391,000 | 8,405,000 |
| Noninterest expense | 2,759,000 | 5,596,000 | 8,360,000 | 11,148,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 330,000 | 676,000 | 1,417,000 | 1,895,000 |
| Income tax | 118,000 | 243,000 | 513,000 | 686,000 |
| Net income | 212,000 | 433,000 | 904,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,349,000 | 20,570,000 | 21,041,000 | 21,346,000 |
| Total capital | 21,853,000 | 21,997,000 | 22,501,000 | 23,019,000 |
| Risk-weighted assets | 117,580,000 | 111,416,000 | 114,715,000 | 132,123,000 |