Call reports 2013
BANKERS' BANK OF KANSAS — 2013
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 170,139,000 | 169,686,000 | 163,835,000 | 169,748,000 |
| Total loans | 107,857,000 | 107,449,000 | 106,433,000 | 104,076,000 |
| Allowance for loan losses | 4,944,000 | 4,967,000 | 4,773,000 | 4,236,000 |
| Securities available for sale | 868,000 | 562,000 | 8,424,000 | 8,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,543,000 | 146,605,000 | 140,204,000 | 145,448,000 |
| Interest-bearing deposits | 52,276,000 | 52,246,000 | 52,247,000 | 50,041,000 |
| Noninterest-bearing deposits | 95,267,000 | 94,359,000 | 87,957,000 | 95,407,000 |
| Equity capital | 19,121,000 | 19,513,000 | 19,865,000 | 20,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,685,000 | 4,031,000 | 5,415,000 |
| Interest expense | 135,000 | 269,000 | 351,000 | 464,000 |
| Net interest income | 1,219,000 | 2,416,000 | 3,680,000 | 4,951,000 |
| Noninterest income | 2,078,000 | 4,179,000 | 6,147,000 | 8,066,000 |
| Noninterest expense | 2,312,000 | 4,820,000 | 7,471,000 | 10,086,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 375,000 |
| Pretax income | 835,000 | 1,550,000 | 2,056,000 | 2,556,000 |
| Income tax | 217,000 | 536,000 | 725,000 | 912,000 |
| Net income | 618,000 | 1,014,000 | 1,331,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,111,000 | 19,507,000 | 19,824,000 | 20,137,000 |
| Total capital | 20,729,000 | 21,101,000 | 21,405,000 | 21,729,000 |
| Risk-weighted assets | 126,108,000 | 124,162,000 | 123,270,000 | 124,702,000 |