Call reports 2012
BANKERS' BANK OF KANSAS — 2012
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 130,613,000 | 141,926,000 | 122,634,000 | 176,800,000 |
| Total loans | 100,421,000 | 101,221,000 | 100,642,000 | 109,109,000 |
| Allowance for loan losses | 4,117,000 | 4,356,000 | 4,591,000 | 4,833,000 |
| Securities available for sale | 1,235,000 | 1,012,000 | 879,000 | 874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,149,000 | 120,281,000 | 99,516,000 | 155,235,000 |
| Interest-bearing deposits | 7,334,000 | 7,935,000 | 4,095,000 | 53,326,000 |
| Noninterest-bearing deposits | 101,815,000 | 112,346,000 | 95,421,000 | 101,909,000 |
| Equity capital | 17,800,000 | 18,210,000 | 18,378,000 | 18,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,396,000 | 2,747,000 | 4,115,000 | 5,483,000 |
| Interest expense | 92,000 | 181,000 | 237,000 | 293,000 |
| Net interest income | 1,304,000 | 2,566,000 | 3,878,000 | 5,190,000 |
| Noninterest income | 1,802,000 | 3,749,000 | 5,652,000 | 7,585,000 |
| Noninterest expense | 2,279,000 | 4,538,000 | 6,795,000 | 9,154,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 527,000 | 1,177,000 | 1,835,000 | 2,421,000 |
| Income tax | 121,000 | 358,000 | 597,000 | 801,000 |
| Net income | 406,000 | 819,000 | 1,238,000 | 1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,779,000 | 18,192,000 | 18,362,000 | 18,493,000 |
| Total capital | 19,215,000 | 19,660,000 | 19,773,000 | 20,123,000 |
| Risk-weighted assets | 112,230,000 | 114,567,000 | 109,696,000 | 127,164,000 |