Call reports 2011
BANKERS' BANK OF KANSAS — 2011
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,389,000 | 124,783,000 | 123,192,000 | 129,028,000 |
| Total loans | 101,270,000 | 100,153,000 | 101,308,000 | 106,037,000 |
| Allowance for loan losses | 3,326,000 | 3,667,000 | 3,917,000 | 3,876,000 |
| Securities available for sale | 1,621,000 | 1,427,000 | 1,417,000 | 1,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,815,000 | 105,035,000 | 103,041,000 | 108,623,000 |
| Interest-bearing deposits | 9,472,000 | 9,392,000 | 9,492,000 | 7,419,000 |
| Noninterest-bearing deposits | 88,343,000 | 95,643,000 | 93,549,000 | 101,204,000 |
| Equity capital | 16,547,000 | 16,874,000 | 17,162,000 | 17,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,775,000 | 4,150,000 | 5,557,000 |
| Interest expense | 89,000 | 189,000 | 289,000 | 389,000 |
| Net interest income | 1,236,000 | 2,586,000 | 3,861,000 | 5,168,000 |
| Noninterest income | 1,670,000 | 3,370,000 | 5,123,000 | 6,948,000 |
| Noninterest expense | 2,204,000 | 4,387,000 | 6,663,000 | 8,807,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,050,000 | 1,350,000 |
| Pretax income | 327,000 | 819,000 | 1,271,000 | 1,959,000 |
| Income tax | 115,000 | 291,000 | 453,000 | 704,000 |
| Net income | 212,000 | 528,000 | 818,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,531,000 | 16,847,000 | 17,136,000 | 17,373,000 |
| Total capital | 17,921,000 | 18,237,000 | 18,541,000 | 18,870,000 |
| Risk-weighted assets | 109,235,000 | 108,914,000 | 109,892,000 | 117,393,000 |