Call reports 2010
BANKERS' BANK OF KANSAS — 2010
What BANKERS' BANK OF KANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,525,000 | 117,791,000 | 117,943,000 | 122,217,000 |
| Total loans | 102,895,000 | 102,976,000 | 97,751,000 | 98,019,000 |
| Allowance for loan losses | 2,383,000 | 2,627,000 | 2,791,000 | 3,020,000 |
| Securities available for sale | 2,217,000 | 1,972,000 | 2,021,000 | 1,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,289,000 | 100,109,000 | 98,655,000 | 102,410,000 |
| Interest-bearing deposits | 10,238,000 | 10,339,000 | 10,352,000 | 9,492,000 |
| Noninterest-bearing deposits | 94,051,000 | 89,770,000 | 88,303,000 | 92,918,000 |
| Equity capital | 15,585,000 | 15,844,000 | 16,169,000 | 16,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,824,000 | 4,191,000 | 5,546,000 |
| Interest expense | 117,000 | 214,000 | 312,000 | 401,000 |
| Net interest income | 1,314,000 | 2,610,000 | 3,879,000 | 5,145,000 |
| Noninterest income | 1,535,000 | 3,255,000 | 5,068,000 | 6,842,000 |
| Noninterest expense | 2,039,000 | 4,341,000 | 6,543,000 | 8,921,000 |
| Provision for loan losses | 600,000 | 925,000 | 1,300,000 | 1,675,000 |
| Pretax income | 210,000 | 599,000 | 1,104,000 | 1,391,000 |
| Income tax | 69,000 | 210,000 | 393,000 | 495,000 |
| Net income | 141,000 | 389,000 | 711,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,563,000 | 15,811,000 | 16,133,000 | 16,318,000 |
| Total capital | 16,976,000 | 17,225,000 | 17,487,000 | 17,695,000 |
| Risk-weighted assets | 112,012,000 | 111,947,000 | 106,851,000 | 108,517,000 |