Call reports 2026
PEOPLES STATE BANK OF VELVA — 2026
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 206,073,000 | 209,958,000 |
| Total loans | 135,361,000 | 152,624,000 |
| Allowance for loan losses | 1,866,000 | 1,887,000 |
| Securities available for sale | 41,563,000 | 44,869,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 187,530,000 | 184,382,000 |
| Interest-bearing deposits | 152,376,000 | 150,651,000 |
| Noninterest-bearing deposits | 35,154,000 | 33,731,000 |
| Equity capital | 17,394,000 | 18,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,737,000 | 5,687,000 |
| Interest expense | 974,000 | 1,996,000 |
| Net interest income | 1,763,000 | 3,691,000 |
| Noninterest income | 52,000 | 119,000 |
| Noninterest expense | 1,075,000 | 2,164,000 |
| Provision for loan losses | 16,000 | 42,000 |
| Pretax income | 699,000 | 1,596,000 |
| Income tax | 0 | 0 |
| Net income | 699,000 | 1,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,483,000 | 19,149,000 |
| Total capital | 20,298,000 | 21,071,000 |
| Risk-weighted assets | 145,095,000 | 156,013,000 |