Call reports 2022
PEOPLES STATE BANK OF VELVA — 2022
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 141,733,000 | 140,403,000 | 143,418,000 | 143,547,000 |
| Total loans | 90,264,000 | 93,356,000 | 99,553,000 | 103,217,000 |
| Allowance for loan losses | 1,880,000 | 1,770,000 | 1,654,000 | 1,688,000 |
| Securities available for sale | 27,019,000 | 29,363,000 | 30,789,000 | 27,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,209,000 | 129,209,000 | 128,526,000 | 130,199,000 |
| Interest-bearing deposits | 99,773,000 | 97,532,000 | 95,156,000 | 93,835,000 |
| Noninterest-bearing deposits | 29,436,000 | 31,677,000 | 33,370,000 | 36,364,000 |
| Equity capital | 12,259,000 | 10,851,000 | 10,443,000 | 11,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,440,000 | 3,888,000 | 5,495,000 |
| Interest expense | 118,000 | 229,000 | 368,000 | 592,000 |
| Net interest income | 1,079,000 | 2,211,000 | 3,520,000 | 4,903,000 |
| Noninterest income | 303,000 | 364,000 | 420,000 | 468,000 |
| Noninterest expense | 865,000 | 1,716,000 | 2,575,000 | 3,468,000 |
| Provision for loan losses | -125,000 | -250,000 | -375,000 | -350,000 |
| Pretax income | 633,000 | 1,096,000 | 1,728,000 | 1,786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 633,000 | 1,096,000 | 1,728,000 | 1,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,258,000 | 12,823,000 | 13,425,000 | 13,170,000 |
| Total capital | 14,416,000 | 14,001,000 | 14,666,000 | 14,470,000 |
| Risk-weighted assets | 91,920,000 | 93,657,000 | 98,840,000 | 103,623,000 |