Call reports 2021
PEOPLES STATE BANK OF VELVA — 2021
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 132,931,000 | 135,753,000 | 138,412,000 | 143,016,000 |
| Total loans | 98,303,000 | 97,631,000 | 95,268,000 | 86,535,000 |
| Allowance for loan losses | 1,508,000 | 1,495,000 | 1,856,000 | 1,868,000 |
| Securities available for sale | 12,306,000 | 16,775,000 | 18,733,000 | 21,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,747,000 | 120,717,000 | 122,908,000 | 127,626,000 |
| Interest-bearing deposits | 92,293,000 | 95,377,000 | 96,780,000 | 96,760,000 |
| Noninterest-bearing deposits | 26,455,000 | 25,340,000 | 26,128,000 | 30,866,000 |
| Equity capital | 11,873,000 | 12,624,000 | 13,016,000 | 13,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 3,048,000 | 4,544,000 | 5,713,000 |
| Interest expense | 158,000 | 304,000 | 443,000 | 570,000 |
| Net interest income | 969,000 | 2,744,000 | 4,101,000 | 5,143,000 |
| Noninterest income | 89,000 | 103,000 | 152,000 | 240,000 |
| Noninterest expense | 865,000 | 1,720,000 | 2,570,000 | 3,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 1,137,000 | 1,711,000 | 1,941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 205,000 | 1,137,000 | 1,711,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,661,000 | 12,340,000 | 12,744,000 | 12,905,000 |
| Total capital | 12,860,000 | 13,562,000 | 13,964,000 | 14,052,000 |
| Risk-weighted assets | 95,468,000 | 97,461,000 | 96,966,000 | 91,071,000 |