Call reports 2020
PEOPLES STATE BANK OF VELVA — 2020
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,036,000 | 125,194,000 | 126,254,000 | 130,035,000 |
| Total loans | 88,161,000 | 98,453,000 | 104,496,000 | 93,063,000 |
| Allowance for loan losses | 1,429,000 | 1,444,000 | 1,457,000 | 1,484,000 |
| Securities available for sale | 10,511,000 | 10,876,000 | 9,789,000 | 10,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,847,000 | 109,310,000 | 110,319,000 | 114,122,000 |
| Interest-bearing deposits | 85,186,000 | 82,863,000 | 85,666,000 | 87,134,000 |
| Noninterest-bearing deposits | 18,661,000 | 26,447,000 | 24,653,000 | 26,988,000 |
| Equity capital | 11,239,000 | 11,908,000 | 11,879,000 | 11,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,296,000 | 2,806,000 | 4,124,000 | 5,378,000 |
| Interest expense | 306,000 | 559,000 | 796,000 | 991,000 |
| Net interest income | 990,000 | 2,247,000 | 3,328,000 | 4,387,000 |
| Noninterest income | 99,000 | 152,000 | 205,000 | 282,000 |
| Noninterest expense | 886,000 | 1,729,000 | 2,592,000 | 3,443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 694,000 | 964,000 | 1,254,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 694,000 | 964,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,187,000 | 11,631,000 | 11,586,000 | 11,663,000 |
| Total capital | 12,330,000 | 12,800,000 | 12,786,000 | 12,839,000 |
| Risk-weighted assets | 91,178,000 | 93,271,000 | 95,736,000 | 93,750,000 |