Call reports 2019
PEOPLES STATE BANK OF VELVA — 2019
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,209,000 | 113,579,000 | 115,212,000 | 117,630,000 |
| Total loans | 90,002,000 | 97,851,000 | 95,324,000 | 90,313,000 |
| Allowance for loan losses | 1,440,000 | 2,118,000 | 2,205,000 | 1,424,000 |
| Securities available for sale | 8,910,000 | 8,634,000 | 8,441,000 | 8,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,597,000 | 98,529,000 | 101,815,000 | 104,047,000 |
| Interest-bearing deposits | 80,620,000 | 81,188,000 | 83,096,000 | 83,778,000 |
| Noninterest-bearing deposits | 19,977,000 | 17,341,000 | 18,719,000 | 20,269,000 |
| Equity capital | 10,769,000 | 11,064,000 | 11,254,000 | 11,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,060,000 | 4,465,000 | 5,856,000 |
| Interest expense | 267,000 | 561,000 | 883,000 | 1,201,000 |
| Net interest income | 1,226,000 | 2,499,000 | 3,582,000 | 4,655,000 |
| Noninterest income | 59,000 | 118,000 | 177,000 | 239,000 |
| Noninterest expense | 834,000 | 1,695,000 | 2,519,000 | 3,318,000 |
| Provision for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 276,000 | 747,000 | 1,065,000 | 1,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 747,000 | 1,065,000 | 1,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,665,000 | 10,878,000 | 11,042,000 | 11,485,000 |
| Total capital | 11,840,000 | 12,129,000 | 12,281,000 | 12,694,000 |
| Risk-weighted assets | 92,763,000 | 98,254,000 | 98,193,000 | 95,406,000 |