Call reports 2018
PEOPLES STATE BANK OF VELVA — 2018
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,294,000 | 113,679,000 | 116,186,000 | 116,765,000 |
| Total loans | 90,204,000 | 96,386,000 | 100,646,000 | 96,215,000 |
| Allowance for loan losses | 1,125,000 | 1,245,000 | 1,142,000 | 1,310,000 |
| Securities available for sale | 8,640,000 | 8,744,000 | 8,463,000 | 8,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,120,000 | 97,992,000 | 100,029,000 | 102,605,000 |
| Interest-bearing deposits | 82,358,000 | 82,029,000 | 80,020,000 | 81,024,000 |
| Noninterest-bearing deposits | 15,762,000 | 15,963,000 | 20,009,000 | 21,581,000 |
| Equity capital | 9,978,000 | 10,162,000 | 10,442,000 | 10,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,682,000 | 4,150,000 | 5,662,000 |
| Interest expense | 196,000 | 416,000 | 654,000 | 922,000 |
| Net interest income | 1,111,000 | 2,266,000 | 3,496,000 | 4,740,000 |
| Noninterest income | 47,000 | 103,000 | 149,000 | 196,000 |
| Noninterest expense | 812,000 | 1,682,000 | 2,490,000 | 3,472,000 |
| Provision for loan losses | 140,000 | 305,000 | 450,000 | 570,000 |
| Pretax income | 206,000 | 382,000 | 705,000 | 894,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 382,000 | 705,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,978,000 | 10,159,000 | 10,482,000 | 10,671,000 |
| Total capital | 11,118,000 | 11,391,000 | 11,636,000 | 11,921,000 |
| Risk-weighted assets | 91,853,000 | 97,258,000 | 102,133,000 | 99,157,000 |