Call reports 2017
PEOPLES STATE BANK OF VELVA — 2017
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,449,000 | 114,519,000 | 114,694,000 | 112,052,000 |
| Total loans | 88,681,000 | 98,650,000 | 98,493,000 | 93,029,000 |
| Allowance for loan losses | 1,298,000 | 1,291,000 | 1,351,000 | 1,411,000 |
| Securities available for sale | 8,663,000 | 9,076,000 | 8,896,000 | 8,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,254,000 | 93,339,000 | 94,744,000 | 97,619,000 |
| Interest-bearing deposits | 80,138,000 | 76,953,000 | 77,580,000 | 78,286,000 |
| Noninterest-bearing deposits | 17,116,000 | 16,386,000 | 17,164,000 | 19,334,000 |
| Equity capital | 9,988,000 | 10,151,000 | 10,392,000 | 10,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,599,000 | 4,027,000 | 5,411,000 |
| Interest expense | 178,000 | 358,000 | 556,000 | 757,000 |
| Net interest income | 1,078,000 | 2,241,000 | 3,471,000 | 4,654,000 |
| Noninterest income | 47,000 | 110,000 | 158,000 | 213,000 |
| Noninterest expense | 811,000 | 1,608,000 | 2,374,000 | 3,316,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 595,000 |
| Pretax income | 314,000 | 743,000 | 1,195,000 | 956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 743,000 | 1,195,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,916,000 | 10,015,000 | 10,267,000 | 10,028,000 |
| Total capital | 11,083,000 | 11,300,000 | 11,536,000 | 11,241,000 |
| Risk-weighted assets | 92,496,000 | 101,916,000 | 100,439,000 | 95,823,000 |